Could the Horrendous Consumer Experience With Chip Cards Boost Mobile Payments in U.S.?

Payments experts have predicted that the U.S. could head to mobile payments much faster than other developed regions have, bypassing the use of contactless cards that the U.K., Canada and Australia have embraced. While mobile usage remains outside the mainstream for now, forces at work in the current environment could help push consumers in that direction.

We surmised a couple weeks ago that while the U.S. use of chip cards has gotten off to a slow start due to retailer infrastructure, slow certification, and consumer behavior, it could be a strong market for the use of phones in contactless in-person transactions.

Congratulations to All ProWorld Players and Coaches at the 2016 U.S. Open Tennis Championships!

US Open Tennis 2016 – ProWorld Tennis Academy – Sept. 7, 2016

Congratulations to All ProWorld Players and Coaches at the 2016 U.S. Open Tennis Championships!

Sachia Vickery Sachia's goals are to keep improving, get stronger, and hit the ball better; long-term goal is to win a Grand Slam and be the best player she can be.

Eugenie Bouchard has had an up-and-down 2015 and 2016 but is feeling good physically. She is ranked 39th now. Here is Genie with ProWorld Coach Cyril Saulnier…

François Abanda – François began playing tennis at age 7 after sister Elisabeth started playing two years before. She admires the Williams sisters.

Nicole Frenkel – Nicole, who graduated from high school this year, is gearing up play pro tennis full-time. Her ranking now stands at 520.

Naomi Osaka – Congratulations to Naomi Osaka on her U.S. Open debut defeating 28th seed Coco Vandeweghe in the first round. She played a great match but came up short against Madison Keys in the third round.

Sofia “Sonya” Kenin – For the second consecutive year, Sonya Kenin has earned a main-draw berth in the U.S. Open.

Andrey Golubev – Andrea represent Kazakhstan in Davis Cup competition. He speaks Russian, Italian and English.

Congratulations to ProWorld Tennis Coaches – Elite World-Class Coaching : Eric Prodon, Cyril Saulnier and Horacio Rearte.

Yulia Putintseva – Congratulations to Yulia and her coach Roman Kislyanskiy on her win against Sabine Lisicki in the first round of the US Open.

 

August 21, 2016 – US Open Preview

The US Open is about to begin and we could not be prouder of our team!

Competing with 4 girls, all with ProWorld Coaches, we want to start wishing our good luck to Sachia Vickery, Eugenie Bouchard, François Abanda and Nicole Frenkel!

Also, to ProWorld's Naomi Osaka and Sofia “Sonya” Kenin who have been doing great this year earning their second main draw appearance in a row.

On the men's side we would like to wish our best to Eric Prodon coaching Andrey Golubev as well as the Kazakh team who were here preparing the entire week!

Last but not least to Yulia Putintseva and her coach Roman Kislyanskiy who've made ProWorld their training base.

Go ProWorld!!

ProWorld Tennis Family!

 

Massage Therapy Improves Blood Flow – The Importance of Good Circulation

The Importance of Good Blood Flow and a Few Tips to Improve It

Poor circulation occurs when the blood doesn't flow freely through the body due to a blockage in the arteries. This is bad news, as it means that your organs (including the heart and the brain) aren't receiving all the nutrients they need in order to function properly.

Do Yoga – Yoga can provide a myriad of benefits to an individual, which include lowering blood pressure and improving circulation.

Get a Sports Massage – In addition to improving flexibility, reducing pain, decreasing tension and improving sleep, a sports massage helps to improve circulation.

Eat Superfoods – Foods that are high in omega-3 fatty acids (like wild Alaskan salmon, kale and walnuts) can raise the amount of good cholesterol in your blood (HDL) while lowering the amount of bad cholesterol (LDL).

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How to Improve Blood Circulation

Many factors can contribute to poor blood circulation, such as a sedentary lifestyle, smoking, excessive drinking, caffeine, poor eating habits and long hours sitting at work.

 

5 Massage Therapies That Improve Circulation

Even though you might think that is just a good way to kick back, massage actually comes with a ton of medically proven health benefits, one of which is improved circulation in your cardiovascular and lymphatic systems. When you get a massage, your circulation is improved due to physical manipulation of soft tissue and chemicals released as a part of your body's response to relaxation…

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Center for Neuromuscular Massage Therapy

For your therapeutic massage look no further than the Center for Neuromuscular Massage Therapy in the Cherry Creek District in Denver, Colorado. Get a variety of massages from licensed massage therapists…

Sports Massage can also reduce the heart rate and blood pressure, and increase blood circulation and lymph flow.

Swedish massage is very helpful in managing stress, initiating the autonomic nervous system relaxation response and improving circulation.

Please call us at 303-777-1151 for more details or to set up your massage session.

When Treasury Speaks, PFs Should Listen

The U.S. Treasury clarified its anti money laundering regulations regarding foreign correspondent banks Aug. 30 and the attention it got was a reminder how weighty the Treasury's words are to those in the payments world. Any time the Treasury speaks about AML PFs should listen, says Deana Rich, president of Rich Consulting.

Rich, a compliance expert, says KYC and AML and transaction monitoring are all practices that the technology companies who become payment facilitators are not used to overseeing, so attention to detail is highly recommended.

Deeper Understanding of Current Immigration Issues – Where Clinton And Trump Stand On Immigration

Fostering a Deeper Understanding of Current Immigration Issues To help her students see the complexity of immigration issues, Rachelle Lamoureux uses a slide show about high school students who live in Mexico but commute across the border to go to…

Furniture Cleaning How to Clean Couch Upholstery and How to Clean Your Sofa Video Tips

Furniture Cleaning – How to Clean Upholstery and How To Clean Fabric Sofas

From red wine stains to pet hair to grease marks, follow these tops tips on how to remove stains from your sofa.

From our TV adverts to recipes, inspiration or styling tips discover the M&S YouTube channel and subscribe! http://bit.ly/1Flkeqn

 

How To Clean Your Couch With Laundry Detergent – Do It Yourself

In this video I will demonstrate how to clean your couch with laundry detergent. I use Arm & Hammer Oxy Clean but you can use whatever laundry detergent you have on hand. All you need is water, a sponge and your detergent and you are ready to start cleaning your couch…

Our family vlog channel, HickmanVlogs: https://www.youtube.com/HickmanVlogs

African Elephant Census Paints Bleak Picture

The Push Toward Extinction Gaining Momentum

Results of a new survey reveal that Africa's savannah elephants are going fast. The Great Elephant Census estimates that about 352,000 elephants remain-down from previous estimates of 419,000 to 650,000 elephants in 2013. The authors estimate that they recorded 93 percent of all savannah elephants. Elephants in Africa are threatened by poaching for their ivory, habitat loss and human encroachment and conflict.

“The statistics are frightening, and I hope they shock people out of their apathy so we can stem the tide,” said Mike Chase, founder of Elephants Without Borders, the group that oversaw the $7 million project.

A team that included 90 researchers from governments and conservation groups collectively flew 288,000 miles of aerial surveys - the equivalent of circling the globe almost a dozen times. They covered 18 countries, focusing on the national parks, refuges and range lands that are home to 93 percent of savanna elephants. Even in protected areas, researchers found many carcasses of elephants killed by poachers.

If the rate of decline continues at the current level of 8 percent per year, the continent will lose half its elephants within nine years and some populations could be wiped out, Chase said.

But the survey also uncovered some bright spots. Elephant numbers in Uganda more than quadrupled since the late 1980s. In Botswana, which is home to Africa's largest elephant population, numbers held steady in many areas. And in a little-known park complex in Western Africa where the researchers expected to find perhaps 1,000 animals, they counted a thriving population of 9,000.

“The Great Elephant Census is an amazing feat of technology and science working together for wildlife - but these results are shocking,” said Tanya Sanerib, a senior attorney with the Center for Biological Diversity. “Elephant populations in Africa are declining at an alarming rate and more severely than we anticipated.”

“The data now clearly show that if we don't act immediately to stop poaching, close ivory markets and extend the strictest protections to elephants, we'll lose these iconic creatures forever,” Sanerib continued.

The survey results do not include Namibia (which refused to release its survey results but is estimated to have more than 22,000 elephants, bringing the total to 375,000 elephants) or South Sudan and the Central African Republic, where surveys could not be completed due to armed conflict. The surveys were only conducted for savannah elephants and did not include forest elephants, a separate and smaller species inhabiting west and central Africa. Forest elephants could not be surveyed using the same aerial techniques due to the forested ecosystems they inhabit.

“Forest elephant populations are already known to be decreasing at alarming rates and now the Great Elephant Census has revealed that savannah elephants are in the same boat,” Sanerib concluded. “A world without elephants would be a very sad place and it's time for international action on the ivory trade to make sure we never live in that world.”

Now, it's up to individual nations and international regulators like CITES, the Convention on International Trade in Endangered Species, to crack down on poaching and protect elephants, Chase said.

“The Great Elephant Census holds us to account,” he said. “We can no longer use ignorance about elephant numbers to avoid action.”

In addition to the threat from poachers, elephants and other endangered species are losing critical habitat to expanding human populations. The battle over land use and water will play an increasing role with every passing day.

The Save Kilimanjaro program is an initiative of the Mellowswan Foundation Africa Tanzania. It will help reforest the ecosystem, while promoting forest conservation, sustainable agriculture and wildlife conservation. It will generate food and income for men and women in the region. For more information, please contact us.

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